Contents
1. Introduction to Japan’s Health Insurance System
Japan’s health insurance system is one of the most efficient and comprehensive in the world, ensuring that residents, both Japanese citizens and foreign visitors, have access to affordable and quality healthcare. The country operates a dual healthcare system that combines public and private insurance schemes. Understanding how the Japanese Health Insurance system works is essential for anyone traveling or planning to stay in Japan, as medical expenses can otherwise be overwhelming without proper coverage.
The two main types of health insurance in Japan are the **Employee Health Insurance (EHI)**, which is usually provided by employers, and the **National Health Insurance (NHI)**, available to self-employed individuals, retirees, and foreign residents who do not have employer-provided coverage. Both insurance types provide access to a wide range of medical services, from doctor visits to hospital care, and they share a similar structure in terms of cost and coverage.
For foreigners who are living in Japan for more than three months, participation in one of these health insurance programs is mandatory. Foreign visitors who plan to stay for a shorter period may be required to obtain travel insurance that includes medical coverage, although this can vary depending on the length and nature of their stay. Travelers and expatriates should be aware of the requirement to register for Japan’s health insurance system upon arrival and how it will affect their ability to access medical services.
Once enrolled in a health insurance program, the insured person is responsible for paying a portion of medical costs, typically ranging from 10% to 30% of the total cost, depending on their income and age. The government provides subsidies for healthcare costs to ensure that the expenses remain affordable. For example, a typical doctor’s visit might cost around ¥1,000 to ¥2,000 ($7–$14 USD), with the insured person paying only a fraction of the total cost. Hospital stays and surgeries are also subsidized, making healthcare accessible for people of all income levels.
In addition to the basic healthcare coverage, Japan’s system also emphasizes preventive care and regular check-ups, helping to maintain public health at high standards. Regular health screenings are encouraged, and many workplaces or local governments offer health check-ups for their employees or residents. This proactive approach helps catch medical issues early, reducing overall healthcare costs and improving the quality of life for Japanese citizens and foreign residents alike.
Foreign visitors may find the Japanese medical system to be highly organized, with state-of-the-art medical technology and a focus on patient care. English-speaking staff are available at many hospitals and clinics, though it’s recommended to learn some basic Japanese medical terms or carry a translation app to ease communication. As for payment, many hospitals and clinics accept cash, credit cards, or health insurance, though it’s important to verify the payment methods in advance.
In conclusion, the Japanese health insurance system is designed to provide affordable and accessible healthcare to everyone, regardless of their nationality or employment status. Foreign visitors and residents should familiarize themselves with the system’s coverage options to ensure that they have adequate medical protection during their stay in Japan. Understanding how the system works will not only make healthcare more accessible but also provide peace of mind in case of a medical emergency.
2. Types of Health Insurance Available in Japan
Japan’s health insurance system is structured to provide comprehensive coverage for all residents, including both Japanese citizens and foreigners. There are two main types of health insurance available in Japan: **Employee Health Insurance (EHI)** and **National Health Insurance (NHI)**. Each type serves different segments of the population, and understanding the distinctions between them is crucial for anyone traveling or living in Japan.
### 1. Employee Health Insurance (EHI)
Employee Health Insurance is the most common form of health insurance for individuals who are employed in Japan. This system is primarily designed for those who work for a company, as it is provided through the workplace. In this system, employers are responsible for registering their employees in health insurance programs and for contributing to the premiums.
Under Employee Health Insurance, premiums are calculated based on the employee’s salary, and both the employer and employee share the cost. Typically, the employer pays around 50% of the premium, and the employee is responsible for the remaining 50%. For example, if the premium for a person earning ¥300,000 per month is ¥15,000 ($100 USD), the employee will pay ¥7,500 ($50 USD) each month, while the employer will cover the other ¥7,500 ($50 USD).
Once enrolled, the insured person has access to a wide range of healthcare services, including visits to doctors, hospital treatments, surgery, prescription medications, and preventive care. The system is designed to keep out-of-pocket expenses low, with individuals typically responsible for 10% to 30% of medical costs, depending on their income and age. This means that for most people, a doctor’s visit will only cost a fraction of the total bill, which might range from ¥1,000 to ¥5,000 ($7–$35 USD) per visit.
### 2. National Health Insurance (NHI)
National Health Insurance is intended for those who are self-employed, unemployed, retired, or foreign residents who do not have coverage through their employer. It is administered by local municipalities, and premiums are based on the insured person’s income, along with any assets they may have. Unlike Employee Health Insurance, which is shared between the employer and the employee, individuals who are enrolled in National Health Insurance must pay the full premium themselves.
The cost of National Health Insurance premiums can vary depending on the municipality, but in general, the annual premium for an individual can range from ¥20,000 to ¥150,000 ($140–$1,000 USD). Premiums are often calculated on a sliding scale, with lower premiums for those with lower incomes and higher premiums for those with higher earnings. After enrolling, individuals in the NHI system are also responsible for co-payments at the time of medical visits, which are typically 10% to 30% of the total cost.
Foreign residents who stay in Japan for more than three months are required to register for National Health Insurance if they are not covered by Employee Health Insurance. To register, foreigners must visit the local municipal office, present their residence card, and fill out the necessary paperwork. It is essential for expatriates to apply for NHI as soon as possible to avoid any gaps in healthcare coverage during their stay in Japan.
### 3. Private Health Insurance
While the public health insurance systems (EHI and NHI) cover the majority of medical costs in Japan, many people also choose to purchase private health insurance as a supplement to cover additional services or reduce co-pays. Private insurance plans can vary widely, with options ranging from coverage for specific conditions or treatments to more comprehensive plans that cover a wide range of healthcare services.
Foreign visitors to Japan who are planning to stay for a short period (less than three months) may be required to have travel insurance with medical coverage, but they can also choose to buy private insurance for additional protection during their stay. Private health insurance plans often offer quicker access to treatments, more options for private hospital rooms, or specialized care that may not be fully covered under public health insurance.
### 4. Health Insurance for Foreigners
Foreigners living in Japan are subject to the same health insurance requirements as Japanese citizens. Foreign residents who are employed by a company will automatically be enrolled in Employee Health Insurance, while those who are self-employed or unemployed must register for National Health Insurance. For those who are only visiting Japan for a short period, travel health insurance is recommended to cover any medical expenses that may arise during their stay. Travel insurance can typically be purchased before leaving for Japan or upon arrival.
It is important for foreigners to be aware that the Japanese Medical System in Japan is highly efficient and accessible, but without health insurance coverage, medical expenses can be very high. For instance, a simple doctor’s visit can cost ¥5,000 to ¥10,000 ($35–$70 USD), and hospital stays can range from ¥30,000 to ¥100,000 ($200–$700 USD) per day, depending on the type of treatment required. Therefore, obtaining the right health insurance is crucial for ensuring that medical expenses are manageable.
In conclusion, Japan’s health insurance system offers comprehensive coverage to both residents and foreigners, ensuring that healthcare is affordable and accessible. Whether through Employee Health Insurance, National Health Insurance, or private health insurance, individuals have several options to protect themselves from the financial burden of medical expenses. Foreigners planning to stay in Japan should make sure they understand which insurance program they need to enroll in and ensure that they have sufficient coverage for the duration of their stay.
3. How the Japanese Healthcare System Works for Foreign Visitors
Foreign visitors to Japan should be aware that the country’s healthcare system, while highly efficient and affordable, operates differently from those in many other countries. Understanding how the **Japanese Healthcare System** works for foreigners can help ensure that visitors have access to necessary medical services without incurring excessive costs.
### 1. Health Insurance Requirements for Foreign Visitors
Foreign visitors to Japan are not automatically enrolled in the country’s health insurance system, as they typically do not qualify for either the **Employee Health Insurance (EHI)** or **National Health Insurance (NHI)**. However, travelers planning to stay in Japan for a short period (less than three months) are still encouraged to have medical insurance coverage during their visit.
Japan does not provide a public health insurance system for tourists, so having travel insurance with health coverage is essential. This insurance can be purchased before leaving your home country or upon arrival in Japan. Many international travel insurance providers offer medical plans that cover a wide range of health services, including doctor’s visits, emergency care, hospitalization, and even medical evacuation if necessary.
For foreigners staying longer than three months, typically for work or studies, they are required by law to enroll in either **Employee Health Insurance** (if employed) or **National Health Insurance** (if self-employed or unemployed). This insurance enrollment is mandatory, and failing to sign up for one of these systems can result in fines and missed access to affordable healthcare services.
### 2. Accessing Healthcare Without Insurance
For foreign visitors who do not have health insurance, accessing healthcare in Japan can be expensive. A basic consultation with a doctor at a private clinic can cost between ¥3,000 and ¥10,000 ($20–$70 USD), depending on the type of care required. Specialist consultations or treatment can be significantly more expensive.
In the case of an emergency, foreigners are still entitled to receive treatment at hospitals and clinics. However, if the visitor does not have health insurance, the full cost of treatment must be paid out of pocket. This can quickly add up, especially if hospitalization or surgery is required. As such, travel health insurance is highly recommended to avoid substantial out-of-pocket expenses.
### 3. Public Healthcare System for Long-Term Foreign Residents
Foreign nationals who live in Japan for an extended period (over three months) are required to enroll in one of the two public health insurance programs available: **Employee Health Insurance** or **National Health Insurance**. For those employed by a company, the employer will automatically register them in the **Employee Health Insurance** program. This program covers a wide range of medical services, including general check-ups, consultations, surgery, and even prescriptions. Typically, employees pay about half of the monthly premium, while the employer covers the other half.
For self-employed foreigners or those who do not qualify for **Employee Health Insurance**, **National Health Insurance** (NHI) is the alternative. To register for NHI, individuals must visit their local city or ward office, present their residence card, and complete the necessary paperwork. The premiums for NHI are based on the individual’s income, with rates varying by municipality. Premiums can range from ¥20,000 to ¥150,000 ($140–$1,000 USD) annually, depending on the individual’s earnings.
Once enrolled in NHI, the foreign resident will pay a percentage of medical costs, typically 10% to 30%, with the remainder covered by the government. For example, a doctor’s visit might cost ¥3,000 ($20 USD), but the insured person would only be required to pay ¥300 to ¥900 ($2–$6 USD), with the health insurance system covering the balance.
### 4. Using the Healthcare System as a Foreign Visitor
Visitors who have purchased health insurance through travel agencies or private insurers can access healthcare in Japan without needing to enroll in public insurance. Upon visiting a hospital or clinic, visitors will be asked to present their health insurance card or proof of coverage. If the visitor does not have a Japanese health insurance card, they will need to pay the full amount for their medical care upfront. Insurance providers will typically reimburse the patient later, depending on the terms of the policy.
In major cities like Tokyo and Osaka, many hospitals and clinics have English-speaking staff who can assist foreign patients. However, in more rural areas, English may not be widely spoken, and it may be helpful to bring a Japanese-speaking companion or use a translation app when seeking medical attention. It’s important for foreign visitors to know that some medical facilities may require upfront payment for services rendered, especially if they do not have Japanese health insurance.
### 5. What to Expect When Visiting a Doctor or Hospital
Japan’s **Medical System in Japan** is known for being highly advanced and efficient. The country boasts some of the world’s best medical technologies, and healthcare professionals are generally very well-trained. In addition to the quality of care, patients can expect a smooth and well-organized process when visiting healthcare facilities.
When visiting a doctor or clinic, you will first register at the reception, and then be asked to wait until your name is called. Appointments are often scheduled in advance, but walk-in visits are also accepted, especially for minor issues. During the consultation, the doctor will ask about your symptoms and medical history, and you may undergo a physical exam or other diagnostic tests if necessary.
In most cases, the doctor will provide a prescription if needed, and you can fill the prescription at a local pharmacy. Most pharmacies in Japan are well-equipped, and medications are typically affordable, especially when using public insurance. If you have travel insurance, the cost of prescriptions will usually be reimbursed, but you will still need to pay upfront.
### 6. Emergency Care for Foreign Visitors
In emergencies, foreign visitors to Japan can access medical care at any hospital or clinic. Emergency services can be reached by calling the number **119**, which is the emergency medical number in Japan. In major cities, there are hospitals that are specifically equipped to handle emergency cases, including accidents, heart attacks, and other urgent medical needs.
Foreign visitors should note that hospitals may charge higher rates for emergency care, and those without health insurance will need to pay the full amount out of pocket. As a result, having proper health insurance is crucial for avoiding financial burden in emergency situations.
In conclusion, while Japan’s healthcare system is generally accessible, understanding how to navigate it as a foreign visitor is key to ensuring a smooth experience. Travel health insurance is strongly recommended for those staying in Japan temporarily, while longer-term residents must enroll in the national health insurance system. By understanding how the system works and taking the necessary precautions, foreign visitors can enjoy peace of mind knowing they have access to high-quality healthcare in Japan.
4. What to Expect During a Medical Visit in Japan
Visiting a doctor or healthcare facility in Japan may be a different experience than what foreign visitors are accustomed to in their home countries. The **Medical System in Japan** is known for its efficiency, professionalism, and advanced technology, but it also has certain characteristics that may surprise foreign patients. Whether you are a foreigner living in Japan or just visiting, understanding what to expect during a medical visit can help ease any concerns and ensure a smoother experience.
### 1. Registration and Paperwork
When you first arrive at a medical facility, you will need to register at the reception desk. If you have health insurance, you will be asked to present your **Japanese Health Insurance** card (if you are enrolled in Japan’s public insurance) or proof of your private travel insurance. If you are visiting as a foreigner with no health insurance, you may need to pay for the visit in full upfront.
In many cases, there will be a registration form to complete, asking for your personal information, medical history, and details about the current issue you are experiencing. Some facilities may provide these forms in English, but it’s a good idea to be prepared with basic Japanese phrases or have a translation app handy if you don’t speak the language.
If you have visited Japan before, your medical history may already be recorded at some clinics, especially if you’ve been treated at the same facility before. However, it’s important to let the medical staff know if this is your first time visiting that facility.
### 2. The Waiting Process
After registration, you will typically be asked to wait until your name is called. Waiting times can vary depending on the type of facility and the time of day. Clinics and hospitals in Japan are generally well-organized and efficient, so most visits are relatively quick, though there may be longer waits during peak hours, such as mornings or the beginning of the week.
In busy areas like Tokyo or Osaka, you may encounter longer waiting times, especially in larger hospitals or specialty clinics. In smaller clinics or rural areas, the wait time may be shorter. However, you can generally expect the process to be well-organized and on time.
### 3. The Medical Consultation
When it’s your turn, a nurse or receptionist will guide you to an examination room. In most cases, the consultation itself is straightforward. Japanese doctors are highly trained and often use the latest technology to assess your condition. They will ask detailed questions about your symptoms, medical history, and any medications you are currently taking.
It’s important to be as specific as possible when describing your symptoms, even if you need to use a translation app. While some medical professionals may speak English, not all of them do, especially in smaller clinics or rural areas. If you are not fluent in Japanese, it’s helpful to write down key information in advance, such as the names of your medications or previous diagnoses.
In terms of examination, most clinics in Japan follow standard procedures. Doctors may perform physical exams, take blood pressure readings, listen to your heart and lungs, or request other basic tests to evaluate your health. Diagnostic equipment such as blood tests, X-rays, and ultrasound scans are widely available in Japan and may be used depending on your condition.
Japanese doctors are known for their thoroughness, so they will likely take time to explain the diagnosis and treatment options. However, the consultation may be relatively brief compared to what you might experience in other countries. Doctors often have a high turnover of patients due to the sheer number of people seeking medical care, but they are focused on efficiency and accuracy.
### 4. Language Barriers and Communication
One of the main challenges foreign visitors may face when visiting a doctor in Japan is the language barrier. While some hospitals and clinics, particularly in major cities like Tokyo and Osaka, may have English-speaking staff, many smaller clinics may not. In such cases, it is advisable to bring a translator, use a translation app, or ask for assistance from someone who speaks Japanese.
If you need to explain specific symptoms or past medical conditions, try to learn some basic Japanese medical terms, such as “pain” (痛み, *itami*), “fever” (熱, *netsu*), or “headache” (頭痛, *zutsuu*). Having this knowledge can make communication easier and help the doctor understand your condition more clearly.
It is also common for medical professionals in Japan to be extremely polite and formal, so do not be surprised if the tone of the consultation is more reserved than you might be used to. This is simply part of Japanese professional etiquette.
### 5. Treatment and Prescriptions
After the consultation, the doctor will explain the diagnosis and suggest a treatment plan. In Japan, medical treatment is often very focused on conservative methods, such as medication, lifestyle changes, and preventive care. Doctors in Japan typically prefer to treat conditions with medications or non-invasive treatments unless surgery is absolutely necessary.
If you are prescribed medication, the doctor will usually write a prescription, which you will take to a nearby pharmacy to have filled. Japan’s pharmacies are highly regulated, and you can expect professional service. Many pharmacies provide detailed instructions on how to take your medication, and some offer pamphlets in English. However, it’s a good idea to confirm the medication’s name and dosage with the pharmacist to avoid confusion.
In some cases, especially for minor illnesses or preventive treatments, over-the-counter (OTC) medications may be sufficient. These can be purchased directly at pharmacies without a prescription. Common cold medications, pain relievers, and allergy treatments are widely available in Japan.
### 6. Payment for Medical Services
Once your treatment has been completed, you will be required to pay for your medical services. If you have **Japanese Health Insurance**, you will only be responsible for a portion of the total cost, typically 10% to 30%, depending on your insurance plan. Without insurance, you will be expected to pay the full amount upfront.
The cost of medical care in Japan can vary widely, but a basic doctor’s consultation typically costs ¥3,000 to ¥5,000 ($20–$35 USD). Specialized care or tests may be more expensive, with costs reaching ¥10,000 ($70 USD) or more. If you have health insurance, the cost will be reduced according to your coverage.
Hospitals and clinics usually accept both cash and credit cards, and most have automated payment machines. The payment process is quick and efficient, and receipts are issued for your records.
### 7. Follow-up Care and Referrals
If further treatment or follow-up care is required, the doctor will provide instructions on what steps to take next. This could involve additional tests, a referral to a specialist, or a follow-up consultation. If you need to be referred to a hospital for more extensive care, the doctor will assist with the referral process.
In Japan, it’s common for patients to return for follow-up visits to monitor their condition, especially if a prescription or treatment plan needs to be adjusted.
In conclusion, visiting a doctor in Japan as a foreigner can be a smooth and efficient process when you are prepared. The Japanese **Medical System in Japan** is known for its high standards, and patients can generally expect professional care and thorough medical attention. By understanding what to expect during your visit, including registration, communication, treatment, and payment, you can navigate the healthcare system with confidence, ensuring a positive experience during your time in Japan.
Navigating Japan’s **Health Insurance** system and medical services as a foreigner can seem daunting at first, especially if you’re unfamiliar with the country’s processes or language. However, with a bit of preparation and understanding, it’s entirely possible to access quality care with ease. Here are some useful tips for successfully navigating Japan’s **Medical System in Japan**, ensuring that your healthcare needs are met during your stay.
### 1. Understand the Insurance Options Available to You
Before you arrive in Japan, it’s important to understand the insurance options available to you based on your visa status and length of stay. If you are visiting Japan for a short period (less than three months), you are not required to enroll in **Japanese Health Insurance**. However, it’s highly recommended that you purchase **travel health insurance** that covers medical treatment, emergency care, and evacuation. Many travel insurance plans include coverage for doctor’s visits, hospitalization, and medication costs, which can save you from paying out-of-pocket.
For long-term stays (more than three months), foreign residents are required by law to enroll in either **Employee Health Insurance (EHI)**, if employed, or **National Health Insurance (NHI)** if they are self-employed, unemployed, or retirees. Ensure that you register for the correct insurance plan as soon as possible to avoid gaps in coverage. Foreigners living in Japan are also obligated to notify their local municipality of their residency status to enroll in **NHI**.
### 2. Enroll in Health Insurance as Soon as Possible
If you’re staying in Japan for an extended period, you will need to sign up for health insurance as soon as you are eligible. For **Employee Health Insurance**, your employer will typically handle the enrollment process. You will then be required to pay a portion of your monthly premium, which is generally about 10-30% of the total cost, depending on your income.
For those enrolled in **National Health Insurance**, you will need to visit your local municipal office to complete the registration process. Be prepared to show your residence card and other required documents. The cost of **NHI** premiums varies depending on your income, but it typically ranges between ¥20,000 to ¥150,000 ($140–$1,000 USD) annually. You can expect to pay a portion of medical bills, with the remaining amount covered by the government.
### 3. Use Online Resources for Information
Japan’s **Medical System in Japan** can be challenging to navigate due to language barriers, especially for foreign visitors. However, many resources are available online to help you understand how the system works. Websites like the Japanese Ministry of Health, Labor, and Welfare provide guides and details about health insurance, medical procedures, and emergency services. Additionally, many hospitals and clinics in larger cities have websites that offer information in English.
If you have health insurance, check with your insurer to understand how your coverage works in Japan and what your policy will cover. Some insurance providers have dedicated helplines for foreigners or expatriates, so you can get direct support if needed.
### 4. Prepare for Language Barriers
While many hospitals in major cities like Tokyo, Osaka, and Kyoto have English-speaking staff, language barriers may still be an issue, particularly in smaller clinics or rural areas. If you don’t speak Japanese, it’s a good idea to bring someone who can translate or use a translation app to communicate with medical staff.
If you are visiting a clinic or hospital on your own, try to learn some basic Japanese medical terms such as “pain” (痛み, *itami*), “headache” (頭痛, *zutsuu*), and “fever” (熱, *netsu*). Knowing these words can help you communicate more effectively and help the medical staff understand your symptoms. You can also write down important medical information, such as previous diagnoses, medications, or allergies, and bring it with you to your appointment.
### 5. Be Prepared for Efficient, but Brief Consultations
Japanese healthcare facilities are known for their efficiency, but this often means that consultations are relatively short. Doctors in Japan are highly trained and rely on a thorough process to diagnose and treat patients quickly. However, the visit may feel faster than what you are accustomed to in other countries.
Make sure you are clear about your symptoms and ask any questions before the consultation ends. If you have specific concerns, be sure to mention them early in the appointment. For example, if you need follow-up care, further tests, or a referral to a specialist, ask about these options during the consultation. This will help you ensure that all aspects of your healthcare are addressed before you leave the clinic.
### 6. Know the Costs of Medical Care
Japan’s healthcare system is generally affordable, especially when you are covered by **Japanese Health Insurance**. However, medical expenses can add up quickly if you do not have insurance or if you are required to pay out-of-pocket. A typical doctor’s visit costs around ¥3,000 to ¥5,000 ($20–$35 USD), and hospital stays can be much more expensive.
For those with **National Health Insurance**, co-payments typically range from 10% to 30% of the total cost, depending on your income. If you do not have health insurance, you will be responsible for paying the entire cost. If you have travel insurance, keep receipts for your visits and submit them for reimbursement later.
It’s also important to note that you may need to pay for certain services separately, such as prescriptions, lab tests, or other specialized treatments. In most cases, payment is made after the consultation, and many clinics accept both cash and credit cards.
### 7. Understand the Japanese Pharmacy System
After your consultation, you may need to visit a pharmacy to pick up prescriptions. Japan’s pharmacies are efficient and well-regulated, with many located near medical facilities. Most medications are available over-the-counter (OTC) without a prescription, especially for common conditions like colds, allergies, and pain relief. Prescription medications, however, must be filled at a pharmacy.
Pharmacists in Japan are highly trained and can explain how to take your medications, but keep in mind that English may not always be spoken. If you have questions about your medications or dosage, don’t hesitate to ask the pharmacist. Some pharmacies in larger cities may offer information in English or provide pamphlets to help explain the medication’s use.
### 8. Keep Track of Your Health Records
If you are staying in Japan for an extended period, it’s a good idea to keep a record of your medical visits, prescriptions, and treatments. In the event that you need to see a specialist or seek further medical care, having a record of your past treatments will be helpful. Many medical facilities in Japan provide detailed receipts, which you can use as a record of your care.
You can also request a summary of your visit, especially if you will be referred to another facility for further treatment. Some hospitals may offer medical records in English, although this is not always the case. It’s recommended to ask for an English summary or a translation of your medical records if necessary.
### 9. Be Aware of Emergency Medical Services
In case of an emergency, you can contact Japan’s emergency medical services by dialing **119**, which is the emergency number for both fire and ambulance services. If you need urgent care, it’s essential to have your health insurance information on hand. In major cities, there are hospitals equipped to handle emergencies, and foreign visitors will receive care regardless of their ability to pay upfront.
However, if you are not covered by **Japanese Health Insurance**, be prepared to pay for emergency medical services on the spot. Costs for emergency care can vary depending on the treatment required, but it’s important to know that emergency services are available and efficient in Japan.
In conclusion, navigating Japan’s healthcare system can be simple if you take the time to understand the insurance options, prepare for potential language barriers, and know what to expect when visiting medical facilities. With the right health insurance coverage and knowledge of the process, you can ensure that your medical needs are taken care of while staying in Japan, allowing you to focus on enjoying your time in the country without worry.